Insurance for Volkswagen JettaAre you irritated from paying out the nose to insure your Volkswagen every month? You are no different than the majority of other people in Nevada.

A recent insurance study revealed that a large majority of insurance policyholders in Nevada have stayed with the same insurance company for four years or more, and nearly the majority have never compared rates from other carriers. Consumers in the United States could save an average of roughly 47% each year, but they mistakenly think it's difficult to shop around. Many car insurance companies compete for your insurance dollar, so it can be very hard to choose a company and uncover the absolute cheapest price on Volkswagen Jetta insurance in Las Vegas.

It's a good idea to check insurance prices as often as possible because prices change frequently. Even if you think you had the best quotes on Volkswagen Jetta insurance in Las Vegas on your last policy other companies may now be cheaper. You can find a lot of information about Jetta insurance on the web, but in a few minutes you can learn some tested techniques to lower your insurance rates in Las Vegas.

Car insurance providers offering competitive rates in Nevada

The providers in the list below offer price comparisons in Nevada. If multiple providers are shown, it's a good idea that you get rates from several of them to get the lowest price.

Volkswagen Jetta Insurance Rate Estimates in Las Vegas, NV
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $134 $232 $318 $18 $96 $798 $67
Jetta S 2.5 Station Wagon $204 $394 $296 $18 $88 $1,000 $83
Jetta LE 4-Dr Sedan $228 $494 $348 $20 $104 $1,194 $100
Jetta SE 4-Dr Sedan $272 $520 $318 $18 $96 $1,224 $102
Jetta SE 2.5 Station Wagon $342 $564 $344 $20 $102 $1,372 $114
Jetta 2.0T 4-Dr Sedan $258 $582 $348 $20 $104 $1,312 $109
Jetta SEL 4-Dr Sedan $142 $292 $348 $20 $104 $906 $76
Jetta 2.0T Station Wagon $290 $554 $268 $16 $80 $1,208 $101
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Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Nevada minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-policy, and multi-vehicle. Rates do not factor in specific Las Vegas garaging location which can raise or lower coverage rates substantially.

Physical damage deductibles

The hardest decision when buying coverage is how high should the physical damage deductibles be. The rates below lay out the rate differences when you buy lower versus higher physical damage deductibles. The first price estimate table uses a $100 deductible for physical damage and the second set of rates uses a $500 deductible.

Volkswagen Jetta insurance premium rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $266 $478 $308 $18 $92 $1,187 $99
Jetta S 2.5 Station Wagon $266 $478 $262 $16 $78 $1,125 $94
Jetta LE 4-Dr Sedan $266 $478 $308 $18 $92 $1,187 $99
Jetta SE 4-Dr Sedan $300 $564 $308 $18 $92 $1,307 $109
Jetta SE 2.5 Station Wagon $300 $564 $262 $16 $78 $1,245 $104
Jetta 2.0T 4-Dr Sedan $300 $564 $308 $18 $92 $1,307 $109
Jetta SEL 4-Dr Sedan $300 $564 $308 $18 $92 $1,307 $109
Jetta 2.0T Station Wagon $300 $564 $262 $16 $78 $1,245 $104
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Volkswagen Jetta insurance premium rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $194 $324 $308 $18 $92 $936 $78
Jetta S 2.5 Station Wagon $194 $324 $262 $16 $78 $874 $73
Jetta LE 4-Dr Sedan $194 $324 $308 $18 $92 $936 $78
Jetta SE 4-Dr Sedan $218 $382 $308 $18 $92 $1,018 $85
Jetta SE 2.5 Station Wagon $218 $382 $262 $16 $78 $956 $80
Jetta 2.0T 4-Dr Sedan $218 $382 $308 $18 $92 $1,018 $85
Jetta SEL 4-Dr Sedan $218 $382 $308 $18 $92 $1,018 $85
Jetta 2.0T Station Wagon $218 $382 $262 $16 $78 $956 $80
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and Nevada minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, safe-driver, and multi-vehicle. Premium amounts do not factor in vehicle location which can modify coverage rates substantially.

Based on the figures above, using a $100 deductible costs about $22 more each month or $264 for a full year than requesting the higher $500 deductible. Due to the fact that you would have to pay $400 more if you file a claim with a $500 deductible as compared to a $100 deductible, if you tend to average more than 18 months between claims, you would most likely save money if you elect the higher deductible.

How to determine if a higher deductible is a good idea

Average monthly premium for $100 deductibles: $103
Average monthly premium for $500 deductibles (subtract): - $81
Monthly savings from raising deductible: $22
Difference between deductibles ($500 - $100): $400
Divide difference by monthly savings: $400 / $22
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 18 months

An important thing to remember is that a higher deductible level means you will have to pay more when you have a physical damage claim. You need a higher level of savings in the event you have to pay the deductible for vehicle repair.

Cheaper Volkswagen Jetta insurance quotes in Las Vegas

Companies do not advertise all discounts in a way that's easy to find, so the following is a list of some of the best known and the harder-to-find discounts you could be receiving when you buy Las Vegas auto insurance online. If you do not check that you are getting every discount possible, you're just leaving money on the table.

As a disclaimer on discounts, most discounts do not apply to the whole policy. A few only apply to the price of certain insurance coverages like liability and collision coverage. Despite the appearance that you would end up receiving a 100% discount, insurance companies wouldn't stay in business.

Popular auto insurance companies and a summarized list of policyholder discounts are:

When getting a coverage quote, ask each insurance company which discounts can lower your rates. All car insurance discounts may not apply to policyholders in your area. For a list of companies with the best discounts in Las Vegas, click here.

How do I know if I need professional advice?

When it comes to choosing coverage, there really is not a single plan that fits everyone. Every situation is different.

For example, these questions can aid in determining whether your personal situation would benefit from an agent's advice.

If you don't know the answers to these questions but one or more may apply to you, then you may want to think about talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form. It is quick, free and you can get the answers you need.

What if I want to buy from local Las Vegas insurance agents?

Many people just want to have an agent's advice and that is a personal choice. Most agents can point out coverage gaps and help submit paperwork. The best thing about comparing insurance prices online is that drivers can save money and get better rates and still have an agent to talk to.

Las Vegas insurance agentsAfter completing this simple form, the quote information is instantly submitted to local insurance agents that provide free Las Vegas auto insurance quotes for your insurance coverage. It makes it easy because there is no need to leave your house since price quotes are sent immediately to you. If for some reason you want to get a price quote for a specific company, don't hesitate to search and find their rate quote page and complete a quote there.

Deciding on an insurer should include more criteria than just the price. Here are some questions to ask:

Pick the best auto insurance agent in Las Vegas for you

When looking for local Las Vegas agents, it's important to understand the different agency structures and how they can service your needs differently. Agents can either be exclusive or independent. Both types of agents can insure your vehicles properly, but it's good to learn the subtle differences because it can impact your selection of an agent.

Exclusive Car Insurance Agencies

Agents that choose to be exclusive can only write with one company and examples are Farmers Insurance, State Farm, or Allstate. They usually cannot provide rate quotes from other companies so always compare other rates. Exclusive agencies are usually well trained in insurance sales which helps them sell insurance even at higher premiums.

Below is a short list of exclusive insurance agents in Las Vegas willing to provide comparison quotes.


4676 W Charleston Blvd - Las Vegas, NV 89102 - (702) 462-9100 - View Map

Tom Ferrier - State Farm Insurance Agent
7528 Westcliff Dr - Las Vegas, NV 89145 - (702) 255-7770 - View Map


2213 Paradise Rd - Las Vegas, NV 89104 - (702) 685-4888 - View Map

More Las Vegas agents

Independent Insurance Agents

Independent agents are normally appointed by many insurers so they have the ability to put coverage through many different car insurance companies and get the cheapest rates. If premiums increase, they simply move the coverage in-house without you having to go to a different agency. If you need lower rates, you absolutely need to get quotes from at least one independent agent to maximize your price options.

Shown below is a list of independent insurance agents in Las Vegas willing to provide rate quotes.


9960 W Cheyenne Ave #240 - Las Vegas, NV 89129 - (702) 965-3680 - View Map


3085 S Jones Blvd - Las Vegas, NV 89146 - (702) 477-7776 - View Map


7881 W Charleston Blvd #140 - Las Vegas, NV 89117 - (702) 382-4010 - View Map

More Las Vegas agents

Persistence is the key to affordable rates

People change insurance companies for a number of reasons such as delays in responding to claim requests, high rates after DUI convictions, unfair underwriting practices and extreme rates for teen drivers. No matter why you want to switch, finding the right insurance provider is easier than you think.

As you quote Las Vegas auto insurance, don't be tempted to buy poor coverage just to save money. There are a lot of situations where an insured cut collision coverage and found out when filing a claim that it was a big error on their part. Your strategy should be to purchase a proper amount of coverage at the best price while still protecting your assets.

You just learned many ways to compare Volkswagen Jetta insurance prices in Las Vegas. The key concept to understand is the more companies you get rates for, the better chance you'll have of finding affordable Volkswagen Jetta insurance quotes. You may even find the most savings is with some of the lesser-known companies.

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