Discount Subaru Impreza insuranceHow many times have you said it's time to compare low-cost Subaru Impreza insurance in Henderson? Trying to come up with a payment for overpriced car insurance can eat up your bank account and force you to tighten up your finances. Comparing price quotes is recommended to lower your bills every month.

Amazingly, a recent NerdWallet.com study showed that about 70% of customers have purchased from the same company for more than four years, and just short of a majority have never compared rates to find cheaper insurance. With the average premium in Nevada being $1,621, drivers could save about 35% every year by just shopping around, but they just assume it takes a lot of time to compare rate quotes online.

Insurance companies such as State Farm, Progressive and GEICO persitently shower you with ad campaigns and it can be hard to ignore the propaganda and take the time to shop coverage around.

It's a good idea to compare prices at least once a year due to the fact that insurance rates tend to go up over time. Just because you had the lowest premium rates on Subaru Impreza insurance in Henderson a couple years back there may be better deals available now. Block out anything you think you know about car insurance because you're going to learn the proper way to lower your annual insurance bill.

When shopping for inexpensive Henderson car insurance quotes, there are a couple of ways to compare quotes from lots of Nevada insurance companies. The best way to comparison shop is to perform an online rate comparison.

Comparing rates online is fast and free, and it makes it a waste of time to go to all the different Henderson insurance agencies. The ability to get quotes online eliminates the need for an insurance agent unless you require the professional guidance only provided by licensed Henderson agents. Although you can compare the best prices online but buy from a local insurance agent. Just remember that comparing a large number of companies provides better odds of finding a better price.

The providers in the list below can provide quotes in Henderson, NV. If several companies are displayed, it's a good idea that you visit several of them to get the most affordable price.

Subaru Impreza Insurance Price Estimates in Henderson, NV
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impreza 2.5I 4WD Station Wagon $168 $208 $404 $24 $120 $924 $77
Impreza 2.5I 4WD Station Wagon $114 $176 $296 $18 $88 $692 $58
Impreza Outback Sport 4WD Station Wagon $234 $462 $372 $22 $112 $1,202 $100
Impreza 2.5I AWD 4-Dr $188 $318 $348 $20 $104 $978 $82
Impreza 2.5I Premium Package AWD 4-Dr $214 $438 $372 $22 $112 $1,158 $97
Impreza WRX 4WD Station Wagon $232 $464 $348 $20 $104 $1,168 $97
Impreza 2.5 GT 4WD Station Wagon $184 $298 $308 $18 $92 $900 $75
Impreza WRX AWD 4-Dr $160 $336 $324 $20 $96 $936 $78
Impreza 2.5I GT AWD 4-Dr $160 $336 $324 $20 $96 $936 $78
Impreza WRX STI 4WD Station Wagon $334 $650 $308 $18 $92 $1,402 $117
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-policy, and multi-vehicle. Rate information does not factor in specific zip code location which can decrease or increase coverage prices substantially.

Deductible analysis

One common question asked by Henderson drivers is the level to set your comp and collision deductibles. The premium rates below may aid in understanding the cost difference of buying low and high policy deductibles. The first rate comparisons uses a $250 deductible and the second price grid uses a $1,000 deductible.

Subaru Impreza insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impreza 2.5I 4WD Station Wagon $238 $330 $308 $18 $92 $1,011 $84
Impreza 2.5I 4WD Station Wagon $238 $330 $308 $18 $92 $1,011 $84
Impreza Outback Sport 4WD Station Wagon $238 $402 $308 $18 $92 $1,083 $90
Impreza 2.5I AWD 4-Dr $268 $402 $308 $18 $92 $1,113 $93
Impreza 2.5I Premium Package AWD 4-Dr $268 $472 $308 $18 $92 $1,183 $99
Impreza WRX 4WD Station Wagon $268 $472 $308 $18 $92 $1,183 $99
Impreza 2.5 GT 4WD Station Wagon $300 $472 $308 $18 $92 $1,215 $101
Impreza WRX AWD 4-Dr $300 $544 $308 $18 $92 $1,287 $107
Impreza 2.5I GT AWD 4-Dr $300 $544 $308 $18 $92 $1,287 $107
Impreza WRX STI 4WD Station Wagon $300 $544 $308 $18 $92 $1,287 $107
Get Your Own Custom Quote Go
Subaru Impreza insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impreza 2.5I 4WD Station Wagon $148 $208 $308 $18 $92 $774 $65
Impreza 2.5I 4WD Station Wagon $148 $208 $308 $18 $92 $774 $65
Impreza Outback Sport 4WD Station Wagon $148 $252 $308 $18 $92 $818 $68
Impreza 2.5I AWD 4-Dr $166 $252 $308 $18 $92 $836 $70
Impreza 2.5I Premium Package AWD 4-Dr $166 $298 $308 $18 $92 $882 $74
Impreza WRX 4WD Station Wagon $166 $298 $308 $18 $92 $882 $74
Impreza 2.5 GT 4WD Station Wagon $184 $298 $308 $18 $92 $900 $75
Impreza WRX AWD 4-Dr $184 $342 $308 $18 $92 $944 $79
Impreza 2.5I GT AWD 4-Dr $184 $342 $308 $18 $92 $944 $79
Impreza WRX STI 4WD Station Wagon $184 $342 $308 $18 $92 $944 $79
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Nevada minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, claim-free, and homeowner. Table data does not factor in specific zip code location which can influence rates greatly.

Based on the data above, we can derive that using a $250 deductible will cost you approximately $24 more each month or $288 for a full year than opting for the higher $1,000 deductible. Because you would pay $750 more if you file a claim with a $1,000 deductible as compared to a $250 deductible, if you average at least 31 months between claim filings, you would probably be better off if you choose a higher deductible.

Discounts mean cheaper rates for Subaru Impreza insurance in Henderson

Companies offering auto insurance do not advertise all available discounts in an easy-to-find place, so the list below gives a summary of some of the more common and also the more inconspicuous credits that you can use to lower your rates.Cheaper car insurance with discounts

A little note about advertised discounts, most discount credits are not given to the overall cost of the policy. The majority will only reduce specific coverage prices like collision or personal injury protection. So despite the fact that it appears adding up those discounts means a free policy, it just doesn't work that way.

If you would like to see a list of insurance companies that offer discounts in Henderson, click this link.

Three good reasons to insure your vehicle

Despite the potentially high cost of Subaru Impreza insurance, maintaining insurance is required for several reasons.

First, almost all states have minimum liability requirements which means you are required to carry specific minimum amounts of liability if you want to drive legally. In Nevada these limits are 15/30/10 which means you must have $15,000 of bodily injury coverage per person, $30,000 of bodily injury coverage per accident, and $10,000 of property damage coverage.

Second, if you have a lien on your car, most banks will stipulate that you buy full coverage to ensure they get paid if you total the vehicle. If you default on your policy, the bank may insure your Subaru at a more expensive rate and force you to reimburse them the higher price.

Third, auto insurance protects both your car and your personal assets. Insurance will pay for many types of medical costs for both you and anyone you injure as the result of an accident. One of the most valuable coverages, liability insurance, also pays expenses related to your legal defense in the event you are sued. If your Subaru gets damaged, collision and comprehensive coverages will pay to repair the damage.

The benefits of having auto insurance are without a doubt worth the cost, specifically if you ever have a liability claim. Today the average American driver is overpaying over $869 every year so you should quote and compare rates at every policy renewal to help ensure money is not being wasted.

Do I just need basic coverages?

When quoting and choosing the best car insurance coverage, there really isn't a single plan that fits everyone. Every situation is different so this has to be addressed.Safe vehicles cost less to insure For example, these questions may help highlight whether or not you might need professional guidance.

If you're not sure about those questions but one or more may apply to you, you may need to chat with an insurance agent. If you don't have a local agent, take a second and complete this form or go to this page to view a list of companies.

When to get advice from an agent

Certain consumers prefer to get advice from a local agent and often times that is recommended A nice benefit of comparing rates online is you can get cheap auto insurance rates but still work with a licensed agent. And supporting local agencies is especially important in Henderson.

By using this quick form, the coverage information is emailed to local insurance agents in Henderson who will give you quotes for your business. It makes it easy because there is no need to contact any insurance agencies because prices are sent immediately to your email address. You'll get the best rates AND a local agent. If you have a need to get a comparison quote from a specific auto insurance provider, feel free to visit that company's website and complete a quote there.

If you want to use a local agent, it helps to know the two types of agencies to choose from. Agents can be classified as either independent or exclusive depending on the company they work for.

Independent Agents

Agents that choose to be independent are normally appointed by many insurers so they can write business amongst many companies and get you the best rates possible. If they quote lower rates, your agent can switch companies which requires no work on your part.

When comparing rate quotes, we recommend you get several quotes from independent agents for the best price selection.

Listed below are Henderson independent agencies that may be able to provide rate quotes.


3481 E Sunset Rd #100 - Las Vegas, NV 89120 - (702) 220-8640 - View Map

Nikkol Jackson Insurance Agency
701 N Green Valley Pkwy #200 - Henderson, NV 89074 - (702) 451-9799 - View Map


1399 Galleria Dr #201 - Henderson, NV 89014 - (702) 871-0001 - View Map

View more Henderson agents

Exclusive Agencies

Exclusive insurance agents generally can only insure with one company and examples are State Farm, Allstate, or Farmers Insurance. They generally cannot place coverage with different providers so keep that in mind. Exclusive agents are well schooled on their company's products which aids in selling service over price.

The following are exclusive insurance agents in Henderson willing to provide price quotes.


120 S Green Valley Pkwy #164 - Henderson, NV 89012 - (702) 834-7070 - View Map


2986 St Rose Pkwy #150 - Henderson, NV 89052 - (702) 489-9999 - View Map


19 S Stephanie St #190 - Henderson, NV 89012 - (702) 565-9198 - View Map

View more Henderson agents

Picking a auto insurance agent should depend on more than just the premium amount. Any agent in Henderson should be willing to answer these questions.