Having to pay for overpriced Porsche 911 insurance in Las Vegas can eat up your accounts and maybe even restrict other spending. Price shopping at each renewal can save money and help to lower your monthly bill.

Insurance rates Porsche 911 in Las VegasIt's hard to fathom, but over 70% of Nevada drivers have stayed with the same insurance company for at least the last four years, and 38% of customers have never compared auto insurance rates at all. The average driver in the U.S. could cut their rates by $850 a year, but most undervalue the actual amount they would save if they switched to a more affordable policy. Drivers have so many auto insurance companies to pick from, and though it is a good thing to have multiple companies, more choices can make it harder to find the best rates for Porsche 911 insurance in Las Vegas.

Consumers need to do rate comparisons periodically because prices fluctuate regularly. Just because you found the best deal on Porsche 911 insurance in Las Vegas a year ago there is a good chance you can find better rate quotes now. Block out anything you think you know about auto insurance because it's time to teach you the only way to find lower rates on auto insurance.

Pricing the lowest-priced insurance policy in Las Vegas is not as hard as you may think. If you have a current insurance policy or just want cheaper rates, you can learn to shop for the lowest rates without reducing protection. Consumers just have to use the tricks to find the lowest price from multiple carriers.

The companies shown below have been selected to offer price comparisons in Las Vegas, NV. If several companies are displayed, it's a good idea that you visit several of them to get the cheapest price.

Porsche 911 Insurance Costs in Las Vegas, NV
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $222 $478 $308 $18 $92 $1,118 $93
911 Carrera 4 2-Dr Coupe $436 $906 $308 $18 $92 $1,760 $147
911 Carrera 2 Cabriolet 2-Dr Convertible $268 $588 $354 $20 $106 $1,336 $111
911 Carrera 2 S 2-Dr Coupe $422 $888 $314 $18 $94 $1,736 $145
911 Carrera 4 Cabriolet 2-Dr Convertible $380 $744 $268 $16 $80 $1,488 $124
911 Carrera 4S 2-Dr Coupe $188 $444 $296 $18 $88 $1,034 $86
911 Carrera Targa 2-Dr Coupe $336 $814 $324 $20 $96 $1,590 $133
911 Carrera 2 S 2-Dr Convertible $336 $822 $246 $14 $74 $1,492 $124
911 Carrera 4S Cabriolet 2-Dr Convertible $336 $704 $316 $18 $94 $1,468 $122
911 Carrera Targa S 2-Dr Coupe $238 $480 $318 $18 $96 $1,150 $96
911 GT3 2-Dr Coupe $366 $914 $296 $18 $88 $1,682 $140
911 GT3 RS 2-Dr Coupe $338 $770 $324 $20 $96 $1,548 $129
911 Turbo 2-Dr Coupe $298 $612 $308 $18 $92 $1,328 $111
911 Turbo 2-Dr Convertible $232 $558 $252 $14 $76 $1,132 $94
Get Your Own Custom Quote Go

Data variables include married male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, multi-policy, and safe-driver. Information does not factor in garaging location in Las Vegas which can lower or raise insurance rates greatly.

Raise deductibles and save

One common question asked by Las Vegas drivers is at what level do you set your deductibles. The following insurance rates outline the differences in premium rates between low and high physical damage coverage deductibles. The first set of prices uses a $250 deductible for comp and collision and the second set of rates uses a $500 deductible.

Porsche 911 insurance with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $360 $758 $308 $18 $92 $1,561 $130
911 Carrera 4 2-Dr Coupe $392 $758 $308 $18 $92 $1,593 $133
911 Carrera 2 Cabriolet 2-Dr Convertible $392 $758 $262 $16 $78 $1,531 $128
911 Carrera 2 S 2-Dr Coupe $392 $758 $308 $18 $92 $1,593 $133
911 Carrera 4 Cabriolet 2-Dr Convertible $392 $758 $262 $16 $78 $1,531 $128
911 Carrera 4S 2-Dr Coupe $392 $830 $308 $18 $92 $1,665 $139
911 Carrera Targa 2-Dr Coupe $392 $830 $308 $18 $92 $1,665 $139
911 Carrera 2 S 2-Dr Convertible $392 $830 $262 $16 $78 $1,603 $134
911 Carrera 4S Cabriolet 2-Dr Convertible $422 $758 $262 $16 $78 $1,561 $130
911 Carrera Targa S 2-Dr Coupe $422 $830 $308 $18 $92 $1,695 $141
911 GT3 2-Dr Coupe $422 $902 $308 $18 $92 $1,767 $147
911 GT3 RS 2-Dr Coupe $484 $974 $308 $18 $92 $1,901 $158
911 Turbo 2-Dr Coupe $484 $974 $308 $18 $92 $1,901 $158
911 Turbo 2-Dr Convertible $484 $1044 $262 $16 $78 $1,909 $159
Get Your Own Custom Quote Go
Porsche 911 insurance with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $294 $612 $308 $18 $92 $1,324 $110
911 Carrera 4 2-Dr Coupe $318 $612 $308 $18 $92 $1,348 $112
911 Carrera 2 Cabriolet 2-Dr Convertible $318 $612 $262 $16 $78 $1,286 $107
911 Carrera 2 S 2-Dr Coupe $318 $612 $308 $18 $92 $1,348 $112
911 Carrera 4 Cabriolet 2-Dr Convertible $318 $612 $262 $16 $78 $1,286 $107
911 Carrera 4S 2-Dr Coupe $318 $670 $308 $18 $92 $1,406 $117
911 Carrera Targa 2-Dr Coupe $318 $670 $308 $18 $92 $1,406 $117
911 Carrera 2 S 2-Dr Convertible $318 $670 $262 $16 $78 $1,344 $112
911 Carrera 4S Cabriolet 2-Dr Convertible $344 $612 $262 $16 $78 $1,312 $109
911 Carrera Targa S 2-Dr Coupe $344 $670 $308 $18 $92 $1,432 $119
911 GT3 2-Dr Coupe $344 $728 $308 $18 $92 $1,490 $124
911 GT3 RS 2-Dr Coupe $392 $784 $308 $18 $92 $1,594 $133
911 Turbo 2-Dr Coupe $392 $784 $308 $18 $92 $1,594 $133
911 Turbo 2-Dr Convertible $392 $842 $262 $16 $78 $1,590 $133
Get Your Own Custom Quote Go

Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and Nevada minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, claim-free, and multi-policy. Rate quotes do not factor in specific location which can raise or lower premiums significantly.

Based on these figures, using a $250 deductible costs approximately $22 more each month or $264 each year than requesting the higher $500 deductible. Because you would pay $250 more out-of-pocket with a $500 deductible as compared to a $250 deductible, if you go at least 11 months between claim filings, you would save money going with the higher deductible.

Gender-based auto insurance premiums

The information below visualizes the comparison of Porsche 911 insurance rates for male and female drivers. Data assumes no claims or driving violations, comp and collision included, $250 deductibles, single marital status, and no policy discounts are applied.

Rate increases following a ticket or accident

The diagram below demonstrates how citations and at-fault accidents increase Porsche 911 auto insurance rates for each different age category. The premiums assume a single male driver, comprehensive and collision coverage, $500 deductibles, and no other discounts are factored in.

Three main reasons to buy auto insurance

Even though Las Vegas 911 insurance rates can get expensive, paying for auto insurance may be required and benefits you in several ways.

The benefits of insuring your 911 are without a doubt worth the cost, particularly if you ever have a claim. Despite what companies tell you, the average driver is overpaying over $830 a year so you should quote rates once a year at a minimum to make sure the price is not too high.

Porsche 911 insurance discounts in Las Vegas

Car insurance companies don't always publicize every possible discount in a way that's easy to find, so the list below contains a few of the more common and also the lesser-known discounts you could be receiving when you buy Las Vegas auto insurance online. If you aren't receiving every discount possible, you are paying more than you should be.Save money with discounts

A little disclaimer on discounts, some credits don't apply to your bottom line cost. Most only apply to the cost of specific coverages such as liability, collision or medical payments. Just because you may think all the discounts add up to a free policy, it just doesn't work that way.

A few companies that may offer policyholders some of the above discounts include:

When getting a coverage quote, ask all companies you are considering which discounts you qualify for. All car insurance discounts might not be available to policyholders in Las Vegas. If you would like to choose from a list of insurers who offer free Porsche 911 insurance quotes in Nevada, follow this link.

Don't I need to have guidance from an insurance agent?

A small number of people prefer to sit down and talk to an agent and doing so can bring peace of mind Agents can point out coverage gaps and will help you if you have claims. A nice benefit of getting online price quotes is you can get the lowest rates and still choose a local agent. And supporting neighborhood agents is important particularly in Las Vegas.

Las Vegas insurance agentsFor easy comparison, once you complete this form (opens in new window), your information is instantly submitted to participating agents in Las Vegas who will return price quotes for your insurance coverage. There is no need to search for any insurance agencies because prices are sent to the email address you provide. If you wish to compare rates from a specific car insurance provider, feel free to find their quoting web page and submit a quote form there.

If you're trying to find a good Las Vegas insurance agent, it's helpful to know the different types of agencies and how they operate. Agencies in Las Vegas can either be independent agents or exclusive agents depending on their employer. Either type can insure your vehicles, but it's a good idea to understand why they differ because it may have an impact on which type of agent you select.

Independent Agents

These type of agents are not restricted to one company and that allows them to write policies amongst many companies and help determine which has the cheapest rates. If they find a lower price, your policy is moved internally and you won't have to switch agencies. If you are comparing rate quotes, you absolutely need to get some free quotes from a couple of independent agencies so that you have a good selection of quotes to compare.

Below is a list of independent agents in Las Vegas who can help you get free car insurance rate quotes.


5025 S Eastern Ave #20 - Las Vegas, NV 89119 - (702) 307-3398 - View Map


5225 S Durango Dr - Las Vegas, NV 89113 - (702) 638-0022 - View Map


2511 Stewart Ave - Las Vegas, NV 89101 - (702) 721-7575 - View Map

More Las Vegas agents

Exclusive Insurance Agents

Agents of this type are contracted to one company such as Farmers Insurance and State Farm. Exclusive agents cannot provide rate quotes from other companies so they have no alternatives for high prices. These agents receive extensive training on what they offer which helps them compete with independent agents.

Listed below is a short list of exclusive insurance agencies in Las Vegas that are able to give price quote information.

Tom Ferrier - State Farm Insurance Agent
7528 Westcliff Dr - Las Vegas, NV 89145 - (702) 255-7770 - View Map


352 S Jones Blvd - Las Vegas, NV 89107 - (702) 870-0444 - View Map


4312 W Charleston Blvd - Las Vegas, NV 89102 - (702) 870-9298 - View Map

More Las Vegas agents

Finding the right auto insurance agent requires more thought than just the bottom line cost. Here are some questions you should ask.

If you get reasonable responses and locked in a price quote, it's possible that you found an insurance agency that is a good match to adequately provide car insurance. Just remember you are entitled to cancel your coverage at any point so don't feel you are locked into a specific company for any length of time.

How much car insurance do I need?

When buying insurance from an agent or online, there really isn't a "perfect" insurance plan. You are unique.Safe vehicles cost less to insure

For instance, these questions might help in determining whether or not you may require specific advice.

If it's difficult to answer those questions but you know they apply to you, you might consider talking to a licensed insurance agent. If you don't have a local agent, simply complete this short form. It is quick, free and can help protect your family.

Compare. Compare. Compare.

Lower-priced car insurance in Las Vegas is definitely available online and from local insurance agents, and you should compare rates from both in order to have the best price selection to choose from. Some insurance companies may not have online rate quotes and many times these small insurance companies provide coverage only through local independent agencies.

While you're price shopping online, you should never reduce coverage to reduce premium. In too many instances, an accident victim reduced full coverage to discover at claim time that it was a big error on their part. The goal is to buy the best coverage you can find at an affordable rate, but do not skimp to save money.

Consumers leave their current company for any number of reasons including questionable increases in premium, delays in paying claims, an unsatisfactory settlement offer and poor customer service. Whatever your reason, choosing a new insurance company is easier than you think.

More articles