Finding the best cheap coverage for a Ford Edge in Nevada is pretty simple, but it is dependent upon a lot of factors such as whether you are married or single, the likelihood of vehicle theft, and citations or violations on your driving record. Drivers will pay around $721 annually to insure their Edge, but that amount is an approximation based upon a 50-year-old married female driver with full comprehensive and collision coverage and $500 deductibles.
But there is a high probability that you may not be 50 years old (or even female), you might be single instead of married, or maybe you are just looking for cheap liability insurance. Car insurance coverage is unique to each driver, so this is why the way we recommend to find the most affordable coverage for your Ford is to put in the effort to do a thorough rate comparison. To start saving now, get free quotes and you will receive prices from top-rated car insurance companies available.
The trim level of your vehicle can impact the yearly cost, so the rate you pay to insure a Edge SE 2WD will be $116 less expensive the insurance cost for the high end Edge Sport AWD version, as shown by the rates below.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Edge SE 2WD||$130||$220||$290||$18||$86||$744||$62|
|Edge SE AWD||$130||$268||$290||$18||$86||$792||$66|
|Edge SEL 2WD||$130||$268||$290||$18||$86||$792||$66|
|Edge Limited 2WD||$130||$268||$290||$18||$86||$792||$66|
|Edge SEL AWD||$130||$268||$290||$18||$86||$792||$66|
|Edge Limited AWD||$150||$316||$290||$18||$86||$860||$72|
|Edge Sport 2WD||$150||$316||$290||$18||$86||$860||$72|
|Edge Sport AWD||$150||$316||$290||$18||$86||$860||$72|
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Premium data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, safe-driver, and homeowner. Price information does not factor in the specific area where the vehicle is garaged which can lower or raise premium rates substantially.
Buying cost effective insurance is difficult, and determining which company has the lowest-priced car insurance rates for a Ford Edge in Nevada will take even more perseverance. Every car insurance company has their own formula to set premium rates, so we need to take a look at the car insurance companies that tend to have lower prices in Nevada.
Best Car Insurance Prices for Your Edge
|Rank||Company||Cost Per Year|
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Allied normally has some of the cheapest car insurance rates in Nevada at around $911 each year. Travelers, Capital, American Family, and Oregon Mutual also are some of the cheapest Nevada car insurance companies.
In the rate table above, if you are currently insured with American Family and switched to Travelers, you could earn savings of around $243. Customers with Oregon Mutual may save as much as $254 a year, and GEICO insureds might lower prices by up to $293 a year.
Bear in mind that those prices are averages for all types of drivers and the different vehicles they drive and do not factor in a specific rating modification for a Ford Edge. So the car insurance company that is best suited for you may not even be in the top 20 companies shown above. That illustrates why you need to get car insurance quotes using your own specific driver and vehicle information.
How to get discounts on Nevada insurance rates
Car insurance companies that sell policies for a Ford Edge may also offer price discounts that could potentially reduce rates by as much as 40% or more if you are eligible. A few popular companies and their possible discounts are:
- Travelers offers discounts including multi-policy, hybrid/electric vehicle, payment discounts, good student, student away at school, new car, and save driver.
- 21st Century policyholders can earn discounts including theft prevention, 55 and older, good student, homeowners, and teen driver.
- State Farm has discounts for good driver, defensive driving training, multiple autos, accident-free, and Drive Safe & Save.
- GEICO offers premium reductions for emergency military deployment, multi-vehicle, driver training, anti-lock brakes, seat belt use, federal employee, and good student.
- SAFECO includes discounts for teen safe driver, anti-theft, drive less, bundle discounts, and safe driver.
- AAA discounts include good driver, multi-car, AAA membership discount, multi-policy, and education and occupation.
The chart below shows the comparison of insurance rates with and without some available policy discounts. Data assumes a male driver, a clean driving record, no at-fault accidents, Nevada state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows the average annual price with no discounts. The second shows the rates with multiple vehicle, marriage, multiple policy, vehicle safety, defensive driving course, and claim-free discounts applied. When discounts are applied, the average amount saved each year on car insurance for a Ford Edge is 28% or $525.
The diagram below illustrates how choosing a deductible can impact insurance costs when trying to find cheap insurance for a Ford Edge in Nevada. The premium estimates are based on a single male driver, comp and collision included, and no policy discounts are applied.
In the chart above, a 40-year-old driver could lower their car insurance rates by $294 a year by switching from a $100 deductible up to a $500 deductible, or save $442 by choosing a $1,000 deductible. Young drivers, like the 20-year-old, could drop their prices up to $976 every year by choosing a larger deductible amount.
When insureds make the decision to increase the deductibles on their policy, it is a good idea to have spare funds to be able to cover the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.
How to find economical car insurance for a Ford Edge in Nevada
Below you'll find many money-saving ideas that can help Nevada drivers get low-cost coverage.
- Maintain a safe distance and avoid accidents
- Do not pay for full coverage if not needed
- Safe vehicles cost less to insure
- Higher deductibles mean lower rates
- Pay cheaper rates with good credit scores
- Do not get tickets or violations
- Shop around for cheaper prices
The last tip is particularly important, as was discussed in this piece. Insurance prices can change considerably based on profitability, so drivers shouldn't hesitate to buy a different policy if a more affordable rate is found. Staying with the same car insurance company is fine, but it's not a good idea if that dedication is costing a small fortune year after year. It only takes a couple minutes to shop around to find cheaper insurance for a Ford Edge.