Do you want to learn to get more competitive Ford Edge insurance in Las Vegas? I can't think of anyone who anticipates paying for auto insurance, especially when they are aware that they are paying too much.

Discount Ford Edge insuranceAstonishing but true, about 70% of customers have bought auto insurance from the same company for a minimum of four years, and virtually 40% of consumers have never compared auto insurance rates at all. Las Vegas drivers can save hundreds of dollars each year by just comparing quotes, but they don't know how much savings they would realize if they switched to a cheaper policy. Due to the fact that there are so many auto insurance companies to choose from, it's difficult to find the best company.

Consumers should take time to compare premium rates occasionally because rates are rarely the same from one policy term to another. Even if you got the best premium rates on Ford Edge insurance in Las Vegas a few years ago there may be better deals available now. Block out anything you think you know about auto insurance because you're about to find out the right way to reduce your cost while improving coverage.

Affordable Ford Edge insurance in Las Vegas

Insuring your fleet can be pricey, but you might find some hidden discounts that can dramatically reduce your bill. Certain credits will be shown when you quote, but a few must be inquired about before you get the savings.Car insurance discounts

As is typical with insurance, many deductions do not apply to the entire policy premium. Most only reduce specific coverage prices like liability and collision coverage. Despite the appearance that you could get a free car insurance policy, companies don't profit that way. But any discount will definitely lower your car insurance premiums.

To choose insurers that offer some of these discounts in Las Vegas, follow this link.

The best way to compare rate quotes for Ford Edge insurance in Las Vegas is to know the trick car insurance companies pay for the opportunity to provide you with free rate quotes. The one thing you need to do is provide a small amount of information such as how much you drive, marital status, the ages of drivers, and how much coverage you want. Your information is automatically sent to insurance companies and you will receive price estimates quickly.

To get price quotes for your Ford Edge now, click here and find out if you can get cheaper insurance in Las Vegas.

The auto insurance companies shown below provide price comparisons in Las Vegas, NV. If multiple companies are shown, we recommend you visit as many as you can to find the most competitive auto insurance rates.

Ford Edge Insurance Price Estimates in Las Vegas, NV
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Edge SE 2WD $178 $324 $348 $20 $104 $974 $81
Edge SE AWD $142 $310 $416 $24 $124 $1,016 $85
Edge SEL 2WD $164 $318 $314 $18 $94 $908 $76
Edge Limited 2WD $226 $550 $372 $22 $112 $1,282 $107
Edge SEL AWD $130 $268 $290 $18 $86 $792 $66
Edge Limited AWD $126 $306 $348 $20 $104 $904 $75
Edge Sport 2WD $150 $324 $296 $18 $88 $876 $73
Edge Sport AWD $126 $306 $348 $20 $104 $904 $75
Get Your Own Custom Quote Go

Prices based on single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, homeowner, and safe-driver. Premium amounts do not factor in zip code location which can influence coverage prices substantially.

Gender differences in auto insurance premiums

The information below visualizes the comparison of Ford Edge auto insurance rates for male and female drivers. The price estimates are based on no driving violations, no at-fault accidents, comprehensive and collision coverage, $1,000 deductibles, drivers are single, and no discounts are taken into consideration.

Violations and accidents raise rates

The illustration below highlights how speeding tickets and fender-benders can influence Ford Edge car insurance costs for each age group. The rates are based on a married male driver, comp and collision included, $100 deductibles, and no other discounts are factored in.

Raise deductibles and save

The information below demonstrates how choosing different deductibles and can affect Ford Edge insurance prices for each age group. The data is based on a single female driver, comprehensive and collision coverage, and no discounts are applied.

Your car insurance coverage should be tailored to you

When it comes to the right insurance coverage, there isn't really a one-size-fits-all type of policy. Every situation is different and a cookie cutter policy won't apply.Car insurance savings These are some specific questions may help highlight whether you might need professional guidance.

If you're not sure about those questions but you know they apply to you, then you may want to think about talking to a licensed agent. If you don't have a local agent, simply complete this short form or you can also visit this page to select a carrier It's fast, doesn't cost anything and you can get the answers you need.

Buying from car insurance agents

A small number of people would rather get advice from a local agent and that is recommended in a lot of cases Most agents can make sure you are properly covered and help submit paperwork. An additional benefit of comparing insurance online is the fact that you can find lower rates and still buy from a local agent.

Insurance agents in Las VegasFor easy comparison, once you complete this form (opens in new window), the coverage information is immediately sent to participating agents in Las Vegas that can provide free Las Vegas car insurance quotes to get your business. You won't even need to do any legwork since price quotes are sent directly to you. If for some reason you want to compare rates from a particular provider, feel free to go to their quote page and fill out their quote form.

Finding the right insurer requires you to look at more than just the quoted price. Here are some questions you should ask.

If you are wanting to purchase insurance from an insurance agent, it's helpful to know the types of insurance agents and how they can quote your rates. Agencies in Las Vegas can either be independent (non-exclusive) or exclusive. Either can sell insurance policies, but it's important to know the differences because it can factor into which agent you choose.

Exclusive Agencies

Exclusive agents write business for a single company such as AAA, Allstate, State Farm, or Farmers Insurance. These agents are not able to provide rate quotes from other companies so they have no alternatives for high prices. These agents receive a lot of sales training on their company's products which can be an advantage.

Below is a short list of exclusive insurance agents in Las Vegas that can give you comparison quotes.


4001 S Decatur Blvd Ste 4 - Las Vegas, NV 89103 - (702) 530-8822 - View Map


2620 Regatta Dr Ste 122 - Las Vegas, NV 89128 - (702) 451-4409 - View Map


7455 W Azure Dr Suite 110 - Las Vegas, NV 89130 - (702) 562-7504 - View Map

View more Las Vegas agents

Independent Insurance Agents

These type of agents do not write with just one company and that is an advantage because they can write policies through many companies and find you the best rates. If you are not satisfied with one company, they simply switch companies in-house and that require little work on your part. When comparing rates, we recommend you contact several independent insurance agents to ensure the widest selection of prices.

The following are independent insurance agents in Las Vegas that are able to give price quotes.


7150 N Durango Dr #130 - Las Vegas, NV 89149 - (702) 880-9000 - View Map


3211 N Tenaya Way #115 - Las Vegas, NV 89129 - (702) 363-8040 - View Map


2511 Stewart Ave - Las Vegas, NV 89101 - (702) 721-7575 - View Map

View more Las Vegas agents

Coverages available on your car insurance policy

Understanding the coverages of your policy can be of help when determining which coverages you need and proper limits and deductibles. The terms used in a policy can be impossible to understand and nobody wants to actually read their policy. Below you'll find typical coverage types available from car insurance companies.

Medical expense coverage - Coverage for medical payments and/or PIP provide coverage for immediate expenses for prosthetic devices, doctor visits, nursing services and X-ray expenses. They are often utilized in addition to your health insurance plan or if there is no health insurance coverage. It covers all vehicle occupants and will also cover being hit by a car walking across the street. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage

Uninsured or underinsured coverage - Your UM/UIM coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. It can pay for hospital bills for your injuries and also any damage incurred to your Ford Edge.

Since many Nevada drivers only purchase the least amount of liability that is required (which is 15/30/10), it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Collision - This covers damage to your Edge caused by collision with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for things like scraping a guard rail, rolling your car, hitting a mailbox and crashing into a building. Collision is rather expensive coverage, so consider removing coverage from older vehicles. Drivers also have the option to increase the deductible on your Edge to save money on collision insurance.

Comprehensive protection - This will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive can pay for things such as damage from a tornado or hurricane, hitting a deer, fire damage, a tree branch falling on your vehicle and a broken windshield. The most you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Liability coverages - Liability insurance protects you from damage or injury you incur to people or other property by causing an accident. This insurance protects YOU from legal claims by others. Liability doesn't cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see limits of 15/30/10 that means you have a $15,000 limit per person for injuries, a per accident bodily injury limit of $30,000, and a total limit of $10,000 for damage to vehicles and property.

Liability insurance covers things such as medical services, bail bonds, repair costs for stationary objects, loss of income and funeral expenses. How much liability coverage do you need? That is your choice, but it's cheap coverage so purchase higher limits if possible. Nevada state law requires minimum liability limits of 15/30/10 but you should think about purchasing more coverage.

Keep this in mind when shopping around

In this article, we covered quite a bit of information on how to lower your Ford Edge insurance car insurance rates in Las Vegas. The key concept to understand is the more rate comparisons you have, the more likely it is that you will get a better rate. Consumers may even find the lowest priced insurance comes from a small mutual company. Smaller companies may only write in your state and offer lower premium rates than their larger competitors like State Farm and Allstate.

As you go through the steps to switch your coverage, make sure you don't skimp on critical coverages to save a buck or two. In too many instances, someone dropped uninsured motorist or liability limits only to regret at claim time that their decision to reduce coverage ended up costing them more. The goal is to find the BEST coverage at an affordable rate and still be able to protect your assets.

Much more information about insurance in Nevada is available at these links: