Discount Audi A4 insuranceWish you could get a refund on overpriced Audi A4 insurance in Las Vegas? You're preaching to the choir because you're not the only one.

A recent car insurance study discovered that the vast majority of drivers renewed their policy with the same company for a minimum of four years, and nearly the majority have never even shopped around for cheap coverage. Most drivers in the U.S. could save almost 47% a year just by getting comparison quotes, but they think it's difficult to find cheap insurance by shopping around. Many insurers compete for your business, and because of this it can be hard to compare car insurance companies to discover the definitive best price available on Audi A4 insurance in Las Vegas.

It's important to compare rates quite often because car insurance prices are variable and change quite frequently. Even if you think you had the lowest rates on Audi A4 insurance in Las Vegas a couple years back other companies may now be cheaper. Forget all the misinformation about car insurance because you're going to get a crash course in one of the easiest ways to reduce your cost while increasing coverage.

If you are already insured or are looking for a new policy, use these techniques to cut your premiums and possibly find even better coverage. Finding the cheapest insurance coverage in Las Vegas is really not that difficult. You just need to understand the least time-consuming way to quote multiple rates online.

Compare quotes for Las Vegas Audi A4 insurance

Finding a better price on car insurance is a great way to save money. All you need to do is spend a few minutes on the computer comparing free Las Vegas car insurance quotes from different insurance companies.

Doing price comparisons online is so simple that it takes the place of having to actually drive to each insurance agency near you. Doing it all online has made agencies unnecessary unless your situation requires the advice and guidance of an agent trained in personal lines coverage. You can, however, find lower rates online but have your policy serviced through an agent.

The companies shown below offer free quotes in Nevada. If multiple providers are shown, it's a good idea that you compare several of them to get a more complete price comparison.

Audi A4 Insurance Rates in Las Vegas, NV
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A4 2.0T Quattro Premium Turbo Station Wagon $306 $544 $404 $24 $120 $1,398 $117
A4 2.0T Premium Turbo 4-Dr Sedan $264 $544 $372 $22 $112 $1,314 $110
A4 2.0T Quattro Premium Turbo 4-Dr Sedan $268 $472 $308 $18 $92 $1,158 $97
A4 2.0T Quattro Premium Plus Turbo Station Wagon $232 $560 $348 $20 $104 $1,264 $105
A4 2.0T Premium Plus Turbo 4-Dr Sedan $304 $598 $318 $18 $96 $1,334 $111
A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan $272 $500 $318 $18 $96 $1,204 $100
A4 2.0T Quattro Premium Plus 4-Dr Sedan $334 $650 $308 $18 $92 $1,402 $117
A4 2.0T Quattro Prestige Turbo Station Wagon $142 $284 $290 $18 $86 $820 $68
A4 2.0T Quattro Prestige 4-Dr Sedan $300 $544 $308 $18 $92 $1,262 $105
A4 2.0T Quattro Prestige Turbo 4-Dr Sedan $334 $650 $308 $18 $92 $1,402 $117
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, claim-free, and homeowner. Table data does not factor in your specific Las Vegas location which can raise or lower insurance rates significantly.

An analysis of deductible level

The hardest decision when buying coverage is which deductibles should you choose. The following tables may aid in understanding the price difference when you buy lower versus higher physical damage coverage deductibles. The first data set uses a $250 deductible and the second data table uses a $1,000 deductible.

Audi A4 insurance premium rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A4 2.0T Quattro Premium Turbo Station Wagon $268 $544 $308 $18 $92 $1,255 $105
A4 2.0T Premium Turbo 4-Dr Sedan $268 $472 $308 $18 $92 $1,183 $99
A4 2.0T Quattro Premium Turbo 4-Dr Sedan $268 $472 $308 $18 $92 $1,183 $99
A4 2.0T Quattro Premium Plus Turbo Station Wagon $268 $544 $308 $18 $92 $1,255 $105
A4 2.0T Premium Plus Turbo 4-Dr Sedan $300 $544 $308 $18 $92 $1,287 $107
A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan $300 $544 $308 $18 $92 $1,287 $107
A4 2.0T Quattro Premium Plus 4-Dr Sedan $300 $544 $308 $18 $92 $1,287 $107
A4 2.0T Quattro Prestige Turbo Station Wagon $300 $544 $308 $18 $92 $1,287 $107
A4 2.0T Quattro Prestige 4-Dr Sedan $300 $544 $308 $18 $92 $1,287 $107
A4 2.0T Quattro Prestige Turbo 4-Dr Sedan $300 $544 $308 $18 $92 $1,287 $107
Get Your Own Custom Quote Go
Audi A4 insurance premium rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A4 2.0T Quattro Premium Turbo Station Wagon $166 $342 $308 $18 $92 $926 $77
A4 2.0T Premium Turbo 4-Dr Sedan $166 $298 $308 $18 $92 $882 $74
A4 2.0T Quattro Premium Turbo 4-Dr Sedan $166 $298 $308 $18 $92 $882 $74
A4 2.0T Quattro Premium Plus Turbo Station Wagon $166 $342 $308 $18 $92 $926 $77
A4 2.0T Premium Plus Turbo 4-Dr Sedan $184 $342 $308 $18 $92 $944 $79
A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan $184 $342 $308 $18 $92 $944 $79
A4 2.0T Quattro Premium Plus 4-Dr Sedan $184 $342 $308 $18 $92 $944 $79
A4 2.0T Quattro Prestige Turbo Station Wagon $184 $342 $308 $18 $92 $944 $79
A4 2.0T Quattro Prestige 4-Dr Sedan $184 $342 $308 $18 $92 $944 $79
A4 2.0T Quattro Prestige Turbo 4-Dr Sedan $184 $342 $308 $18 $92 $944 $79
Get Your Own Custom Quote Go

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Nevada minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, claim-free, and multi-vehicle. Rate information does not factor in your specific Las Vegas location which can lower or raise coverage rates noticeably.

We can estimate from the data above that using a $250 deductible costs about $27 more each month or $324 for a full year than selecting the higher $1,000 deductible. Since the policyholder would be required to pay $750 more out of your own pocket with a $1,000 deductible as compared to a $250 deductible, if you usually have at least 28 months between claims, you would save more money if you choose the higher deductible. Here is an example of how you can do this calculation yourself.

Average monthly premium for $250 deductibles: $105
Average monthly premium for $1,000 deductibles (subtract): - $78
Monthly savings from raising deductible: $27
Difference between deductibles ($1,000 - $250): $750
Divide difference by monthly savings: $750 / $27
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 28 months

An important thing to remember is that raising deductibles to save money means you will have to pay more of your own money if you have a claim. That will require some extra savings in order to pay more for the deductible.

Violations and accidents raise rates

The diagram below demonstrates how citations and accident claims can influence Audi A4 auto insurance costs for different age groups. The information is based on a single male driver, full physical damage coverage, $100 deductibles, and no discounts are factored in.

Which is the best insurance?

When quoting and comparing proper insurance coverage, there really isn't a perfect coverage plan. Your financial needs are unique.Higher deductibles save money

Here are some questions about coverages that could help you determine if your insurance needs may require specific advice.

If it's difficult to answer those questions then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, complete this form. It is quick, free and can help protect your family.

Auto insurance agents are trained to help

A small number of people just prefer to talk to a local agent and that is recommended in a lot of cases Experienced insurance agents are very good at helping people manage risk and help you file claims. A nice benefit of comparing insurance prices online is the fact that drivers can get cheap car insurance quotes and still buy from a local agent.

Insurance agency in Las VegasFor easy comparison, once you complete this form (opens in new window), your insurance coverage information is sent to local insurance agents who will return price quotes and help you find cheaper coverage. There is no reason to contact any agents due to the fact that quote results will go to the email address you provide. If you wish to compare prices from one company in particular, you would need to find their quoting web page and give them your coverage information.

Choosing the best insurance company requires you to look at more than just the price. The following questions are important to ask.

The type of car insurance agent you choose is important

When finding a reliable insurance agent, it can be helpful to understand the different types of agents to choose from. Car insurance agents are considered either independent or exclusive. Either one can do a good job, but we need to point out the subtle differences because it can influence the kind of agent you use.

Exclusive Insurance Agencies

Agents that elect to be exclusive can only write with one company and some examples include American Family, State Farm, and Allstate. These agents are unable to place coverage with different providers so they are skilled at selling on more than just price. Exclusive agencies are trained well on sales techniques and that can be a competitive advantage.

Below are exclusive insurance agencies in Las Vegas who can help you get price quote information.


3375 Glen Ave #10 - Las Vegas, NV 89121 - (702) 696-1606 - View Map


10198 W Flamingo Rd #130 - Las Vegas, NV 89147 - (702) 363-4500 - View Map


2035 Village Center Cir #100 - Las Vegas, NV 89134 - (702) 851-2400 - View Map

More Las Vegas agents

Independent Agents

These type of agents do not sell for just one brand and that gives them the ability to insure with multiple insurance companies and get the cheapest rates. If they find a cheaper price, your policy is moved internally and you don't have to find a new agent.

When shopping rates, we recommend you get quotes from a couple of independent agencies to have the best price comparison.

The following is a short list of independent insurance agents in Las Vegas that are able to give price quotes.


5225 S Durango Dr - Las Vegas, NV 89113 - (702) 638-0022 - View Map


9960 W Cheyenne Ave #240 - Las Vegas, NV 89129 - (702) 965-3680 - View Map


2349 E Bonanza Rd - Las Vegas, NV 89101 - (702) 671-4081 - View Map

More Las Vegas agents

If you receive answers to your satisfaction to all your questions and a low price estimate, it's possible that you found an insurance agency that can be trusted to properly service your car insurance policy.