Insurance quote for Nissan Versa in Las VegasAre you regretting buying an underperforming, overpriced car insurance policy? Believe me when I say there are lots of Las Vegas residents who feel the same.

Shockingly, a large majority of drivers kept buying from the same company for more than four years, and just under half have never compared rates with other companies. Drivers in Nevada could pocket up to $550 a year just by comparing rates, but they just don't understand how much savings they would realize if they changed companies. Since drivers have many insurance companies to choose from that have affordable insurance for a Nissan Versa in Las Vegas, it's nearly impossible to choose a more affordable car insurance provider.

It is always a good idea to get comparison quotes once or twice a year because prices change frequently. Despite the fact that you may have had the lowest price on Nissan Versa insurance in Las Vegas a few years ago you can probably find a lower rate today. You'll find quite a bit of inaccurate information about Versa insurance online, but in this article, you're going to get some excellent ideas to save money.

Compare Las Vegas Nissan Versa insurance quotes online

The companies shown below can provide free rate quotes in Nevada. If multiple companies are listed, we recommend you visit two to three different companies in order to get a fair rate comparison.

Nissan Versa Insurance Cost Estimates in Las Vegas, NV
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Versa 1.6 SEDAN $152 $324 $324 $20 $96 $916 $76
Versa 1.8 S Hatchback $222 $638 $400 $24 $120 $1,404 $117
Versa 1.8 S SEDAN $236 $472 $404 $24 $120 $1,256 $105
Versa 1.8 SL Hatchback $176 $404 $318 $18 $96 $1,012 $84
Versa 1.8 SL SEDAN $134 $314 $318 $18 $96 $880 $73
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Prices above based on married male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Table data does not factor in garaging location in Las Vegas which can affect insurance rates considerably.

Poor driving habits will raise your auto insurance rates

The information below demonstrates how citations and accidents raise Nissan Versa premium costs for each age group. Data assumes a single male driver, full physical damage coverage, $250 deductibles, and no discounts are applied to the premium.

An analysis of deductible level

The hardest decision when buying coverage is which deductibles should you choose. The following insurance rates highlight the price difference when you select higher and lower policy deductibles. The first rate table uses a $100 comprehensive and collision deductible and the second price table uses a $1,000 deductible.

Nissan Versa insurance premium estimates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Versa 1.6 SEDAN $196 $394 $308 $18 $92 $1,033 $86
Versa 1.8 S Hatchback $232 $564 $308 $18 $92 $1,239 $103
Versa 1.8 S SEDAN $232 $564 $308 $18 $92 $1,239 $103
Versa 1.8 SL Hatchback $266 $650 $308 $18 $92 $1,359 $113
Versa 1.8 SL SEDAN $266 $650 $308 $18 $92 $1,359 $113
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Nissan Versa insurance premium estimates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Versa 1.6 SEDAN $110 $208 $308 $18 $92 $736 $61
Versa 1.8 S Hatchback $128 $298 $308 $18 $92 $844 $70
Versa 1.8 S SEDAN $128 $298 $308 $18 $92 $844 $70
Versa 1.8 SL Hatchback $148 $342 $308 $18 $92 $908 $76
Versa 1.8 SL SEDAN $148 $342 $308 $18 $92 $908 $76
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Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and Nevada minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, homeowner, and safe-driver. Table data does not factor in specific zip code location which can modify rates greatly.

Using the data above, we can ascertain that using a $100 deductible costs approximately $33 more each month or $396 for a full year than selecting the higher $1,000 deductible. Due to the fact that you would have to pay $900 more to file a claim with a $1,000 deductible as compared to a $100 deductible, if you normally go more than 27 months between claims, you would probably be better off if you choose a higher deductible.

Age, gender, and Nissan Versa insurance

The chart below shows the comparison of Nissan Versa car insurance costs for male and female drivers. The premium estimates are based on no tickets, no at-fault accidents, full coverage, $1,000 deductibles, single marital status, and no discounts are factored in.

Insurance quotes from neighborhood Las Vegas auto insurance agents

Some consumers prefer to have an agent's advice and that is just fine! Agents can help you build your policy and help submit paperwork. One of the great benefits of comparing rates online is you can get the best rates but also keep your business local. Putting coverage with local insurance agencies is important especially in Las Vegas.

Find insurance agent in Las VegasTo make it easy to find an agent, after completing this form (opens in new window), your information is transmitted to local insurance agents in Las Vegas that can provide free Las Vegas auto insurance quotes for your insurance coverage. You won't need to contact any agents because prices are sent instantly to you. If you need to get a comparison quote from a specific company, feel free to find their quoting web page and fill out the quote form the provide.

What types of car insurance agents are in Las Vegas?

When searching for a local insurance agency, you need to know there are two different types of agencies that you can choose from. Insurance agents in Las Vegas can be described as either independent agents or exclusive agents. Either one can sell insurance policies, but we need to point out the differences since it can affect buying decisions.

Independent Insurance Agencies

Agents in the independent channel are not employed by any specific company and that is an advantage because they can write policies amongst many companies depending on which coverage is best. If your premiums go up, your agent can switch companies and you won't have to switch agencies.

If you need cheaper insurance rates, you absolutely need to contact a couple of independent agencies for the best price selection.

Below is a list of independent insurance agencies in Las Vegas who may be able to give you free rate quotes.


348 N Nellis Blvd - Las Vegas, NV 89110 - (702) 838-5141 - View Map


3085 S Jones Blvd - Las Vegas, NV 89146 - (702) 477-7776 - View Map


3700 E Charleston Blvd #130 - Las Vegas, NV 89104 - (702) 382-1177 - View Map

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Exclusive Insurance Agents

Agents in the exclusive channel can only write with one company and examples are Allstate, State Farm and Farmers Insurance. Exclusive agents cannot compare rates from other companies so they really need to provide good service. They are highly trained on their company's products which can be an advantage.

Shown below are exclusive insurance agencies in Las Vegas that can give you comparison quotes.


9484 W Lake Mead Blvd #7 - Las Vegas, NV 89134 - (702) 982-3300 - View Map


2035 Village Center Cir #100 - Las Vegas, NV 89134 - (702) 851-2400 - View Map


4250 E Bonanza Rd #16 - Las Vegas, NV 89110 - (702) 453-9500 - View Map

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Choosing the best car insurance agent requires more thought than just the price. The answers to these questions are important, too.