Want to save money and find low-cost Honda Odyssey insurance in Las Vegas? No normal person likes having to buy car insurance, in particular when the cost is too high.
A study showed that nearly 70% of consumers have been with the same company for well over three years, and approximately 40% of consumers have never shopped around. Most drivers in Nevada can save hundreds of dollars each year by just comparing rate quotes, but most undervalue the amount of money they would save if they swap their current policy for a cheaper one. People have so many insurance companies to choose from, and although it's a good thing to have a selection, it can be more challenging to find the best rates for your vehicles.
It's important to take a look at other company's rates every six months since prices tend to go up over time. Despite the fact that you may have had the best price on Honda Odyssey insurance in Las Vegas at your last renewal there may be better deals available now. There is a lot of wrong information about Odyssey insurance out there, but I'm going to show you some guaranteed methods to stop overpaying for insurance in Las Vegas.
Slash rates with these discounts
Some insurance providers do not advertise all discounts in an easy-to-find place, so we researched a few of the more common and the more hidden credits that you can use to lower your rates.
- Driver Safety - Passing a course teaching defensive driver skills is a good idea and can lower rates and easily pay for the cost of the class.
- Buy New and Save - Buying insurance coverage on a new vehicle can cost up to 25% less since new model year vehicles have better safety ratings.
- Multi-car Discount - Purchasing coverage when you have several vehicles with one company may reduce the rate for each vehicle.
- Senior Citizens - If you're over the age of 55, you can possibly qualify for a discount up to 10%.
- Full Payment Discount - If paying your policy premium upfront instead of making monthly payments you could save up to 5%.
Don't be surprised that most discount credits are not given to your bottom line cost. Some only apply to specific coverage prices like comp or med pay. Even though it appears you can get free auto insurance, company stockholders wouldn't be very happy. But any discount should help reduce your car insurance premiums.
Insurance companies who may offer most of these discounts include:
Before purchasing a policy, check with every company the best way to save money. Some of the discounts discussed earlier may not be available everywhere. To see car insurance companies who offer discounts in Las Vegas, click this link.
Which Honda Odyssey insurance is cheapest in Las Vegas?
The companies shown below provide free quotes in Las Vegas, NV. If multiple providers are shown, we recommend you click on several of them in order to get a fair rate comparison.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Odyssey EX W/Rear Entertainment||$226||$550||$372||$22||$112||$1,282||$107|
|Odyssey EX-L W/Rear Entertainment||$266||$564||$308||$18||$92||$1,248||$104|
|Odyssey EX-L W/Navigation||$166||$374||$348||$20||$104||$1,012||$84|
|Get Your Own Custom Quote Go|
Cost estimates assume married female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Nevada minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, multi-vehicle, and claim-free. Price estimates do not factor in vehicle garaging location which can impact price quotes substantially.
Age, gender, and Honda Odyssey insurance
The diagram below illustrates the difference between Honda Odyssey insurance costs for male and female drivers. The information is based on no claims or violations, full physical damage coverage, $500 deductibles, drivers are not married, and no discounts are taken into consideration.
Your situation helps dictate your coverage
Always remember that when buying insurance from an agent or online for your vehicles, there really is no "best" method to buy coverage. Your needs are unique to you so your insurance should reflect that Here are some questions about coverages that might help in determining whether or not you may require specific advice.
- Do I have newly-acquired coverage?
- If my pet gets injured in an accident are they covered?
- Is my Honda Odyssey covered for smoke damage?
- Am I covered if I break a side mirror?
- Am I getting all the discounts available?
- When does my teenage driver need to be added to my policy?
- At what point should I drop full coverage?
- What does PIP insurance cover?
- Do I get a pro-rated refund if I cancel my policy early?
- How can I get my company to pay me more for my totalled car?
If you don't know the answers to these questions but a few of them apply, you may need to chat with a licensed agent. To find lower rates from a local agent, simply complete this short form or you can also visit this page to select a carrier It's fast, doesn't cost anything and may give you better protection.
Are auto insurance agents a thing of the past?
Some consumers still prefer to get professional advice from a licensed agent and that is OK! Licensed agents are trained risk managers and help submit paperwork. A nice benefit of price shopping on the web is the fact that you can find cheap rate quotes but also keep your business local. And providing support for local agencies is still important in Las Vegas.
Once you complete this simple form, your insurance data gets sent to insurance agents in Las Vegas that can provide free Las Vegas car insurance quotes for your auto insurance coverage. It simplifies rate comparisons since you won't have to search for any insurance agencies due to the fact that quote results will go to the email address you provide. If you need to compare prices from one company in particular, you just need to navigate to their website and give them your coverage information.
Pick the best car insurance agent in Las Vegas for you
If you want a local insurance agency, it can be helpful to understand the different types of agents and how they are slightly different. Auto insurance agents in Las Vegas can be classified as either exclusive or independent agents depending on their company appointments. Both types of agents can insure your vehicles properly, but we need to point out how they are different because it can impact your agent selection.
Independent insurance agents are not employed by any specific company so as a result can place your coverage with an assortment of companies and find you the best rates. If your premiums go up, they simply switch companies in-house and you don't have to find a new agent. When comparing auto insurance prices, you definitely need to get quotes from multiple independent agents to have the most options to choose from.
Shown below is a small list of independent agents in Las Vegas that may be able to provide free auto insurance rate quotes.
These agents have only one company to place business with and examples are Farmers Insurance, Allstate, or State Farm. They are unable to shop your coverage around so always compare other rates. Exclusive agents are very knowledgeable on sales techniques and that enables them to sell even at higher rates.
Below are exclusive insurance agencies in Las Vegas who can help you get price quotes.
Selecting an auto insurance agent shouldn't rely on just the premium amount. Below are some questions you should ask.
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- How are claims handled?
- How often do they review coverages?
- Are there any discounts for paying up front?
- Do they have cheaper tiers of coverage?
- Is working in the agency their full-time job?
Smart shoppers get results
Low-cost Honda Odyssey insurance in Las Vegas can be found on the web as well as from independent agents in Las Vegas, so you should compare both in order to have the best chance of saving money. Some companies do not provide price quotes online and most of the time these regional insurance providers only sell through independent insurance agencies.
As you go through the steps to switch your coverage, it's a bad idea to reduce needed coverages to save money. In many cases, an insured dropped collision coverage and discovered at claim time that the few dollars in savings costed them thousands. Your strategy should be to buy enough coverage at an affordable rate, but do not sacrifice coverage to save money.
- Electronic Stability Control FAQ (iihs.org)
- Who Has Affordable Nevada Auto Insurance Quotes for a Ford Escape? (FAQ)
- Rearview cameras reduce backing crashes (Insurance Institute for Highway Safety)
- Safety Tips for Teen Drivers (Insurance Information Institute)