Insurance rates Chevy Captiva Sport in Las VegasHow long has it been since you compared quotes for cheaper Chevy Captiva Sport insurance in Las Vegas? Have you had enough of not being able to afford each month for car insurance? You are in the same boat as millions of other vehicle owners.

Unbelievably, almost 70% of drivers kept their coverage with the same car insurance company for four years or more, and almost 40% of drivers have never shopped around. The average driver in Nevada could pocket up to $550 a year just by shopping around, but they don't want to spend time to compare rates.

Big-name insurance companies like GEICO and Progressive constantly blast consumers with advertising and it can be hard to separate fact from fiction and take the time to shop coverage around.

It's important to know that comparing a large number of companies will enable you to find more affordable rates.

The providers in the list below have been selected to offer price comparisons in Nevada. If several companies are displayed, we suggest you visit as many as you can to find the most affordable car insurance rates.

Get cheap Chevy Captiva Sport insurance in Las Vegas with discounts

Some insurance providers do not list every discount in a way that's easy to find, so the following is a list of some of the more common in addition to some of the lesser obvious credits that may apply to you. If you check and find you aren't receiving every discount available, you may be paying too high a price.Insurance discounts

Remember that most credits do not apply to your bottom line cost. Some only reduce the cost of specific coverages such as comp or med pay. Even though it may seem like adding up those discounts means a free policy, you won't be that lucky.

Some companies that may offer policyholders these money-saving discounts include:

Check with every company which credits you are entitled to. Some discounts may not be available in Las Vegas. If you would like to see a list of companies with significant discounts in Las Vegas, click this link.

Auto insurance in Nevada serves several purposes

Even though it's not necessarily cheap to insure a Chevy in Las Vegas, maintaining insurance may be required and benefits you in several ways.

First, the majority of states have mandatory insurance requirements which means it is punishable by state law to not carry specific limits of liability coverage in order to license the vehicle. In Nevada these limits are 15/30/10 which means you must have $15,000 of bodily injury coverage per person, $30,000 of bodily injury coverage per accident, and $10,000 of property damage coverage.

Second, if you have a loan on your car, it's most likely the lender will require you to have comprehensive coverage to guarantee loan repayment. If coverage lapses or is canceled, the lender will be forced to insure your Chevy at an extremely high rate and force you to pay the higher premium.

Third, auto insurance preserves not only your car but also your assets. It will also provide coverage for most medical and hospital costs incurred in an accident. Liability insurance will also pay attorney fees if you are sued as the result of your driving. If mother nature or an accident damages your car, comprehensive (other-than-collision) and collision coverage will pay to repair the damage minus the deductible amount.

The benefits of carrying enough insurance are without a doubt worth the cost, specifically if you ever have a liability claim. But the average driver in Nevada overpays as much as $865 each year so it's very important to do a rate comparison every year to make sure the price is not too high.

Which policy gives me the best coverage?

When buying adequate coverage for your vehicles, there is no single plan that fits everyone. Coverage needs to be tailored to your specific needs.Safe vehicles cost less to insure

Here are some questions about coverages that might point out whether or not you would benefit from professional advice.

If you can't answer these questions but one or more may apply to you, then you may want to think about talking to an insurance agent. If you don't have a local agent, simply complete this short form.

Insurance agents can help

Many drivers would prefer to sit down and talk to an agent and that is a smart decision An additional benefit of getting online price quotes is the fact that you can find cheap rate quotes and still buy from a local agent. Supporting local agents is especially important in Las Vegas.

Las Vegas insurance agentsAfter completing this simple form, the quote information is immediately sent to local insurance agents in Las Vegas that can give you free Las Vegas auto insurance quotes for your coverage. It makes it easy because there is no need to leave your computer because quoted prices will be sent immediately to your email address. It's the lowest rates AND an agent nearby. If you wish to get a rate quote from a specific auto insurance provider, feel free to navigate to their website and complete a quote there.

If you want a local Las Vegas insurance agency, it helps to know the two types of insurance agents and how they work. Auto insurance agents are considered either independent or exclusive depending on the company they work for.

Independent Auto Insurance Agents

Agents of this type are not limited to a single company and that enables them to quote your coverage with lots of companies and possibly get better coverage at lower prices. If your premiums go up, the agent simply finds a different carrier and you don't have to do anything. If you need cheaper auto insurance rates, we highly recommend that you compare quotes from several independent agencies in order to compare the most rates.

Featured below are independent insurance agents in Las Vegas who can help you get rate quotes.


3700 E Charleston Blvd #130 - Las Vegas, NV 89104 - (702) 382-1177 - View Map


9440 W Sahara Ave #210 - Las Vegas, NV 89117 - (702) 873-4889 - View Map


724 S 9th St - Las Vegas, NV 89101 - (702) 648-1634 - View Map

More Las Vegas agents

Exclusive Insurance Agencies

Agents of this type can only provide one company's prices like Farmers Insurance, State Farm, Allstate, and AAA. They generally cannot compare rates from other companies so keep that in mind. These agents receive extensive training on their company's products and that enables them to sell even at higher rates.

Below are exclusive insurance agencies in Las Vegas that are able to give rate quotes.


8450 W Sahara Ave #111 - Las Vegas, NV 89117 - (702) 251-9760 - View Map


2920 S Rainbow Blvd #100 - Las Vegas, NV 89146 - (702) 871-8338 - View Map


1350 E Flamingo Rd #14 - Las Vegas, NV 89119 - (702) 836-0953 - View Map

More Las Vegas agents

Selecting an insurance agent shouldn't rely on just the quoted price. Before buying a policy in Las Vegas, get answers to these questions.

If you receive acceptable answers to any questions you have and locked in a price quote, you may have just found an insurance agency that can be relied on to service your policy. Just keep in mind you can cancel a policy when you choose so never feel that you are permanently stuck with a policy for the full term.