Ideally, we could just give you the name of the single best company that has the cheapest policy rates for 17 year olds in Nevada. It's not that simple, unfortunately, as there are many unknown factors like your marital status, your credit score, and the vehicle you are insuring. This article will discuss the different ways you can keep rates low and will hopefully give you some help in finding cheaper rates.

One of the many factors that are used to help calculate insurance cost is where you call home. More densely populated places like Winchester, Spring Valley, and Las Vegas are more likely to have higher rates, whereas less populated areas profit from lower rates.

The table below sorts the priciest cities in Nevada for 17 year olds in which to purchase auto insurance.

Nevada cities ranked by car insurance cost
Rank City Average Per Year
1 Winchester $2,116
2 Sunrise Manor $2,069
3 Spring Valley $2,000
4 Paradise $1,981
5 Las Vegas $1,949
6 Enterprise $1,908
7 North Las Vegas $1,826
8 Henderson $1,749
9 Boulder City $1,541
10 Pahrump $1,323
11 Mesquite $1,311
12 Reno $1,282
13 Sparks $1,278
14 Spanish Springs $1,266
15 Sun Valley $1,266
16 Carson City $1,124
17 Fallon $1,108
18 Dayton $1,108
19 Gardnerville Ranchos $1,104
20 Fernley $1,103
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Prices are estimated as zip code location can raise or lower rates considerably.

The car, truck, or SUV needing coverage is one of the primary factors that determines whether or not you find the most economical insurance for 17 year olds. Vehicles with economical engines, good safety features, or low incidents of liability claims will cost much less to insure than adrenaline junky models. The information below presents insurance prices for a number of the most economical automobiles to buy coverage for.

Cheapest Vehicles to Insure for 17 Year Olds in Nevada
Make and Model Estimated Cost for Full Coverage
Honda Accord LX 4-Dr Sedan $2,436
Honda CR-V EX-L 4WD $2,460
Ford Escape Limited 2WD $2,465
Toyota Prius $2,639
Jeep Wrangler Sahara 4WD 2-Dr $2,736
Dodge Grand Caravan SE $2,742
Ford Edge SEL 2WD $2,867
Honda Civic DX 4-Dr Sedan $2,877
Chevrolet Malibu Hybrid $2,891
Toyota RAV4 Limited 4WD $2,896
Volkswagen Jetta S 4-Dr Sedan $2,891
Ford Explorer Limited 4WD $2,915
Toyota Tacoma Double Cab 4WD $2,924
Toyota Corolla XLE $3,044
Hyundai Elantra GLS 4-Dr Sedan $3,049
Chevrolet Impala LTZ $3,044
Toyota Camry SE $3,050
Chevrolet Equinox LTZ 2WD $3,068
Nissan Altima 3.5 SR 4-Dr Sedan $3,073
Ford F-150 Lariat Crew Cab Platinum 2WD $3,068
Jeep Grand Cherokee Limited 4WD $3,073
Honda Odyssey Touring $3,068
GMC Sierra SLE Regular Cab 4WD $3,078
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Table data represents single female driver age 17, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, and claim-free. Estimates do not factor in Nevada location which can influence auto insurance rates noticeably.

Looking at the rates, cars like the Honda Accord, Honda CR-V, and Ford Escape are most likely going to be a few of the cheapest vehicles to insure for teen drivers. The cost of a car insurance policy will trend higher because of the fact that there is more liability exposure for 17 year olds, but in general those vehicles will most likely have the least expensive rates possible.

Get discounts on Nevada car insurance rates

Auto insurance companies that sell policies for 17 year olds may additionally offer policy discounts that could lower prices by 40% or more if you meet the requirements. Popular insurance companies and some of the discounts can be read below.

The chart below illustrates the comparison of auto insurance rates with and without discounts applied to the policy premium. The premium estimates are based on a male driver, no claims or violations, Nevada state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows the price with no discounts. The lower bar shows the rates with good student, passive restraint, anti-theft, continuous coverage, paperless filing, and paid-in-full discounts applied. With discounts applied, theamount saved on insurance for 17 year olds is 28% or $571.

Drive safe and save

The easiest way to maintain the cheapest insurance premiums in Nevada for teen drivers is to pay attention while driving and have a clean driving record. The illustration below shows how violations and accident claims can drive up annual premium costs for different categories of driver ages. The costs are based on a single female driver, full physical damage coverage, $250 deductibles, and no discounts are applied to the premium.

In the previous example, the average cost of an auto insurance policy in Nevada per year with no accidents or violations is $2,091. Get written up for one speeding ticket and the average cost increases to $2,369, an increase of $278 each year. Then add in two accidents along with the one speeding ticket and the yearly cost of insurance for 17 year olds in Nevada increases to an average of $4,768. That's an increase of $2,677, or $223 per month, just for not driving safely!

How to find the cheapest car insurance for 17 year olds

The list below details many penny-pinching suggestions that can help you get more affordable coverage.

The last tip is highly crucial, as was pointed out in this article. Coverage rates can be adjusted at any time, so don't be tentative to buy a policy from a new company if a more affordable rate is found.

Many drivers prefer to stick with one company, but we do not recommend it if it's costing you major coinage every year. In just a couple of minutes you could compare rates to find cheaper auto insurance for 17 year olds.