Discount Ford F-150 insuranceHow many times have you told yourself to find cheaper auto insurance rates in Las Vegas, NV? Las Vegas shoppers have lots of choices when shopping for low-cost Ford F-150 insurance. You can either spend your time driving around getting price quotes or save time using the internet to get rate quotes. There is a better way to shop for auto insurance and we'll show you the absolute fastest way to compare rates for a Ford and locate the lowest possible price from Las Vegas insurance agents and online providers.

Finding cheap auto insurance rates doesn't have to be difficult. You just have to take a few minutes comparing rate quotes online from several insurance companies.

The auto insurance companies shown below are our best choices to provide quotes in Las Vegas, NV. If more than one company is shown, it's highly recommended you visit several of them to get the best price comparison.

Ford F-150 Insurance Rates in Las Vegas, NV
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
F-150 XL Regular Cab 2WD $154 $192 $318 $18 $96 $778 $65
F-150 STX Regular Cab 2WD $256 $484 $416 $24 $124 $1,304 $109
F-150 XL Super Cab 2WD $224 $386 $314 $18 $94 $1,036 $86
F-150 XLT Regular Cab 2WD $162 $300 $400 $24 $120 $1,006 $84
F-150 STX Super Cab 2WD $124 $204 $314 $18 $94 $754 $63
F-150 XL Crew Cab 2WD $114 $176 $296 $18 $88 $692 $58
F-150 XLT Super Cab 2WD $258 $386 $314 $18 $94 $1,070 $89
F-150 STX Regular Cab 4WD $206 $334 $296 $18 $88 $942 $79
F-150 XL Regular Cab 4WD $204 $326 $290 $18 $86 $924 $77
F-150 FX2 Super Cab 2WD $126 $204 $324 $20 $96 $770 $64
F-150 XLT Crew Cab 2WD $242 $362 $318 $18 $96 $1,036 $86
F-150 XL Super Cab 4WD $214 $328 $416 $24 $124 $1,106 $92
F-150 XLT Regular Cab 4WD $188 $260 $314 $18 $94 $874 $73
F-150 XL Crew Cab 4WD $250 $266 $404 $24 $120 $1,064 $89
F-150 STX Super Cab 4WD $332 $484 $416 $24 $124 $1,380 $115
F-150 XLT Super Cab 4WD $142 $214 $348 $20 $104 $828 $69
F-150 FX2 2WD $188 $318 $324 $20 $96 $946 $79
F-150 Lariat Super Cab 2WD $232 $394 $348 $20 $104 $1,098 $92
F-150 Lariat Crew Cab 2WD $230 $398 $290 $18 $86 $1,022 $85
F-150 FX4 Super Cab 4WD $244 $370 $318 $18 $96 $1,046 $87
F-150 XLT Crew Cab 4WD $142 $248 $348 $20 $104 $862 $72
F-150 FX4 4WD $250 $324 $404 $24 $120 $1,122 $94
F-150 Lariat Crew Cab 4WD $206 $334 $290 $18 $86 $934 $78
F-150 SVT Raptor Super Cab 4WD $242 $398 $416 $24 $124 $1,204 $100
F-150 Lariat Super Cab 4WD $332 $590 $416 $24 $124 $1,486 $124
F-150 Lariat Crew Cab Platinum 2WD $306 $472 $404 $24 $120 $1,326 $111
F-150 Lariat Crew Cab Harley 2WD $160 $336 $400 $24 $120 $1,040 $87
F-150 Lariat King Ranch 2WD $258 $534 $400 $24 $120 $1,336 $111
F-150 Lariat King Ranch 4WD $290 $464 $314 $18 $94 $1,180 $98
F-150 Lariat Crew Cab Harley 4WD $300 $472 $308 $18 $92 $1,190 $99
F-150 Lariat Crew Cab Platinum 4WD $290 $464 $314 $18 $94 $1,180 $98
Get Your Own Custom Quote Go

Cost estimates assume married female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, safe-driver, and multi-policy. Price information does not factor in zip code location which can raise or lower rates greatly.

Higher deductibles save money

The diagram below demonstrates how choosing different deductibles and can affect Ford F-150 annual premium costs for different age groups. The rates are based on a married male driver, full physical damage coverage, and no discounts are taken into consideration.

Verify you're earning every discount

Properly insuring your vehicles can get expensive, but there's a good chance there are discounts that could help you make your next renewal payment. Larger premium reductions will be automatically applied at quote time, but some may not be applied and must be inquired about in order for you to get them.Discount insurance

Policy discounts save money, but most discounts do not apply to all coverage premiums. Most cut the cost of specific coverages such as collision or personal injury protection. If you do the math and it seems like adding up those discounts means a free policy, nobody gets a free ride.

Companies and the discounts they provide are detailed below.

When comparing rates, check with each company or agent which discounts you may be entitled to. Discounts may not apply to policyholders in your area.

Eight factors that determine insurance prices

It's important that you understand some of the things that aid in calculating the rates you pay for car insurance. If you have a feel for what controls the rates you pay, this allows you to make educated decisions that could help you find lower car insurance prices.

When should I contact an agent?

Some consumers would prefer to talk to an insurance agent. Good agents can help you build your policy and help in the event of a claim. One of the great benefits of comparing car insurance online is you may find lower rates and still choose a local agent.

Insurance agents in Las VegasAfter completing this form (opens in new window), your insurance data is immediately sent to participating agents in Las Vegas who want to provide quotes for your business. It's much easier because you don't need to search for any insurance agencies due to the fact that quote results will go directly to your email. If you have a need to get a rate quote from a specific car insurance provider, just jump over to their website and fill out their quote form.

Choosing the best provider is decision based upon more than just a cheap price quote. Any agent in Las Vegas should be willing to answer these questions.

Types of car insurance agents

When finding a reputable agency, you should know the types of insurance agents and how they can quote your rates. Car insurance policy providers are categorized either exclusive agents or independent agents. Either type can write policy coverage, but it is important to understand the subtle differences since it could factor into which type of agent you select.

Exclusive Car Insurance Agencies

Agents in the exclusive channel are contracted to one company and examples are State Farm, Allstate, or Farmers Insurance. Exclusive agents cannot shop your coverage around so it's a take it or leave it situation. These agents are well trained on their products and sales techniques and that allows them to sell at a higher price point. Some insured continue to buy insurance from these agents mainly due to loyalty to the company rather than having low rates.

Shown below is a short list of exclusive agents in Las Vegas who may provide you with comparison quotes.

More Las Vegas agents

Independent Agents

Independent insurance agents are appointed with more than one company so they can insure your vehicles with lots of companies enabling the ability to shop coverage around. If premiums increase, they simply switch companies in-house and you won't have to switch agencies. When comparing rate quotes, you will want to compare quotes from independent agents to maximize your price options. Many write coverage with small regional insurance companies which may provide better rates.

Below are Las Vegas independent agencies willing to provide rate quotes.

More Las Vegas agents

If you feel you receive positive responses to these questions and cheaper F-150 insurance quotes, you have narrowed it down to a car insurance agent that meets your needs to provide car insurance coverage.

Shop smart and save

Consumers switch companies for a variety of reasons including policy non-renewal, being labeled a high risk driver, extreme rates for teen drivers or denial of a claim. Regardless of your reason for switching companies, finding a great new company is pretty simple and you could end up saving a buck or two.

Throughout this article, we presented a lot of ways to shop for Ford F-150 insurance online. The key thing to remember is the more rate quotes you have, the better likelihood of getting cheaper Las Vegas car insurance quotes. Consumers may even find the best price on car insurance is with a small local company.

While you're price shopping online, it's a bad idea to buy less coverage just to save a little money. In too many instances, an insured cut physical damage coverage to discover at claim time that a couple dollars of savings turned into a financial nightmare. The aim is to buy the best coverage you can find at a price you can afford but still have enough coverage for asset protection.

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